Comparing Nursing Facilities and Assisted Living: Understanding the Key Differences

Libby Hastings • April 19, 2024

When considering long-term care options for yourself or a loved one, it's essential to understand the differences between nursing facilities and assisted living facilities. While both offer supportive environments for individuals needing assistance with daily activities, they serve distinct purposes and cater to varying levels of care needs. Let's delve into the comparative aspects of these two types of facilities to help you make an informed decision.

Medical Services:


Assisted Living: Assisted living facilities primarily focus on providing assistance with daily activities while offering varying levels of medical attention. Residents may receive support such as transportation to medical appointments and assistance with medication management. Additionally, specialized care areas may be available for individuals with conditions like dementia. Assisted living facilities are not regulated by the federal government but, in Kansas, are licensed by the Kansas Department for Aging and Disability Services.
Nursing Home: In contrast, nursing homes, also known as skilled nursing facilities, offer round-the-clock, 24-hour medical care, typically with more staff than an assisted living facility. A nursing home setting may be appropriate for individuals who need extended post-operative care, complex medical monitoring, nursing, medical, social, and rehabilitative care. Moreover, nursing homes provide rehabilitative services such as physical, occupational, respiratory, and speech therapy for residents in need. Nursing homes are subject to more government oversight by both the state and federal governments.


Living Space:


Assisted Living: Residents of assisted living facilities typically reside in individual or shared apartments equipped with kitchenettes, bedrooms, and living areas. Common spaces encourage social interaction and participation in communal activities, including dining areas, activity rooms, salons, and gardens or outdoor walkways . There may be accommodations for pets.
Nursing Home: Nursing homes typically provide individual or shared (semi-private) rooms with en-suite bathrooms. While the living arrangements may be more compact, residents still have access to common areas for meals and activities.


Assistance with Daily Activities:


Assisted Living: Assisted living facilities offer light support with daily tasks like bathing, dressing, and meal preparation, tailored to the residents' needs. Laundry, housekeeping, and meal services are also available.
Nursing Home: Residents of nursing homes often require more extensive assistance with daily activities. Staff members should assist with personal care tasks, medication management, meal preparation, and housekeeping.


Recreational Activities:


Assisted Living: Assisted living facilities prioritize providing a wide range of activities to promote physical and social engagement among residents. From exercise programs to creative expression and volunteering opportunities, these facilities foster a vibrant community atmosphere.
Nursing Home: While recreational activities are also offered in nursing homes, they may be more limited in scope. However, supervised exercise sessions and various enrichment activities contribute to residents' overall well-being.


Meals:


Assisted Living: Residents in assisted living facilities may have the option to cook in their own kitchenettes or dine in communal dining rooms. Meal delivery services may also be available for added convenience and may require an additional cost.
Nursing Home: In nursing homes, dieticians prepare meals for residents, considering their dietary preferences and restrictions. Residents can choose to dine in communal spaces or have meals served in their rooms.


Cost and Insurance Coverage:


In 2023, the average cost for a semi-private nursing facility room in Kansas was $7,483. For an assisted living room, the median cost was $5,850.

Nursing home care tends to be more expensive than assisted living, with costs varying based on factors like location and level of care required. Medicare may cover some expenses for nursing home care (up to 100 days) under certain conditions, whereas assisted living is typically not covered by Medicare. Because Medicaid is a joint federal and state public health insurance program administered by individual states, coverage for assisted living services varies. Medicaid is available for those who need nursing home care but can't afford it or have a restricted income. Medicaid will pay for nursing home care for persons who require that level of care and meet the program's financial eligibility requirements. A person can have no more than $2,000 of "countable" assets in Kansas to qualify for Medicaid. 


Overall, understanding the distinctions between nursing facilities and assisted living facilities is crucial for selecting the most suitable option based on individual needs and preferences. Whether prioritizing medical care, independence, social engagement, or cost, there's a long-term care solution tailored to meet diverse needs. It's advisable to explore available resources, consult with healthcare professionals and KABC, and carefully evaluate each facility's offerings before deciding. KABC is here to help! We offer free Consumer Information Reports on all licensed adult care facilities to help you make an informed decision.

Trivia Night Recap

By Libby Hastings • October 28, 2026
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KABC Testifies before the Kansas Silver Haired Legislature

By Libby Hastings • October 19, 2026
KABC Testifies before the Kansas Silver Haired Legislature Kansas Advocates for Better Care (KABC) is urging state leaders to provide additional funding to eliminate the waitlist for the Home and Community-Based Services (HCBS) Frail Elderly (FE) Waiver, which helps older Kansans access the services they need to remain in their homes and communities. In testimony submitted to the Kansas Silver Haired Legislature (KSHL) on October 6 th in Topeka, KABC Executive Director Dan Goodman emphasized the importance of preserving access to in-home care and preventing older adults from entering nursing facilities before they need that level of care. The FE waiver waitlist, implemented July 6, 2026, has already affected hundreds of older Kansans. Without additional funding, more people could face delays in receiving essential services, potentially accelerating health declines and increasing the likelihood of premature nursing home placement. KABC is recommending $31 million in additional funding for the FE waiver in fiscal year 2027 to address projected funding shortfalls and help eliminate the waitlist. Kansas Silver Haired Legislature Sets 2027 Priorities On October 7 and 8, 65 delegates representing regions across Kansas gathered on the floor of the Kansas House of Representatives in Topeka for the Kansas Silver Haired Legislature's annual session. During the session, delegates approved five resolutions outlining their legislative priorities for 2027. The resolutions focus on supporting older Kansans' independence, financial security, access to care and participation in civic life. The five priorities are: Fund senior transportation Protect in-home care Increase funding for the FE waiver to help older Kansans receive care in their homes and communities. KABC supports this priority and is urging the state to add $31 million in funding for fiscal year 2027 to eliminate the FE waiver waitlist. Strengthen Medicaid Raise the Personal Needs Allowance Increase the Personal Needs Allowance for nursing home residents who receive Medicaid Protect senior voting rights These priorities address interconnected challenges facing older Kansans, from accessing transportation and affordable care to maintaining independence and financial security. The Importance of Care at Home The FE waiver was established to help older Kansans access community-based services that allow them to remain in their homes for as long as possible, delaying or avoiding the need for more costly institutional care. These services can make a significant difference in an older adult's ability to maintain independence, health and quality of life. When needed support is unavailable, however, individuals and families may have fewer options for managing care at home. Kansas already faces challenges in this area. According to the United Health Foundation's America's Health Rankings, Kansas ranks 47th in the nation for placing low-care residents in nursing facilities. KABC is concerned that limiting access to home- and community-based services could contribute to further premature institutionalization. The Cost of Delayed Access The potential impact of the waitlist is significant. According to KABC's testimony, the state faces a projected $31 million shortfall for the FE waiver in fiscal year 2027, putting access to critical in-home services at risk. Historical data also illustrate the potential scope of the problem. In 2003, a similar FE waiver waitlist affected approximately 20% of eligible participants. The Kansas Department for Aging and Disability Services (KDADS) reports that 9,306 Kansans are currently eligible for the waiver. Applying that historical 20% figure to today's eligible population suggests that approximately 1,861 older Kansans could be affected in fiscal year 2027. While this estimate is based on a historical comparison, it underscores the potential consequences of insufficient funding. Investing in Older Kansans  The goal is to help older Kansans receive the services they need when they need them, rather than risk declining health or entering institutional care because community-based options are unavailable. As Dan Goodman emphasized in his testimony, investing in home- and community-based services offers an opportunity to support older adults' independence while potentially avoiding the greater costs associated with premature institutionalization. The Kansas Silver Haired Legislature's 2027 priorities provide a framework for addressing the needs of older Kansans across the state. KABC's support for increased FE waiver funding aligns with the Legislature's call to protect in-home care and ensure older adults have meaningful choices about where and how they receive care. KABC will continue advocating for policies and resources that protect older Kansans' access to quality long-term care, wherever they call home.