What Are My Long-Term Care Housing Options?

Libby Hastings • July 17, 2024

Navigating long-term care housing options can be a bit overwhelming, but understanding your choices can make it much easier to find the right fit for you or your loved one. Here’s a breakdown of some of the most common options available:


Independent Living


Independent living is perfect for those who want to maintain their independence but still enjoy a community setting with various amenities and services. These communities offer a range of housing options like apartments, duplexes, and condominiums. Payment options include private pay and subsidized arrangements through programs like HUD.


Each independent living community offers different services and activities, so it's essential to explore and find one that matches your lifestyle. Be prepared for an application process and possible waitlisting. Note that independent living communities are not regulated or licensed by the state, so do your due diligence when researching.


Homes Plus


Homes Plus are smaller residences or facilities that cater to no more than 12 individuals. This option is ideal for those who need personal care and supervised nursing care to help with daily living activities. While these facilities are not federally regulated, they are licensed by the Kansas Department for Aging and Disability Services.


Assisted Living/Residential Health Care Facilities


Assisted living and residential health care facilities (RHCFs) offer a residential care setting for older adults who want their own living space but may need help with daily activities such as dressing, bathing, eating, and toileting. The main difference between the two is that RHCFs do not offer kitchenettes in individual rooms. Both types of facilities are licensed by the Kansas Department for Aging and Disability Services but are not federally regulated.


Nursing Facilities

For individuals who need 24-hour care and can no longer live independently, nursing facilities provide comprehensive care. These facilities are suitable for those requiring extended post-operative care, complex medical monitoring, and rehabilitative care. Nursing facilities are licensed and regulated by state governments, with additional federal regulations for those licensed by Medicaid/Medicare.



Choosing the right long-term care housing option depends on individual needs and preferences. It’s important to consider the level of care required, desired amenities, and the regulatory standards of the facility. Exploring these options can ensure a comfortable and supportive living environment for you or your loved one. KABC also offers free consumer information reports for all licensed adult care facilities. To learn more, visit www.kabc.org/consumer-information-reports

A nursing home room with two hospital beds and a wheelchair
By Libby Hastings May 31, 2026
Kansas has announced that it is exiting the Money Follows the Person (MFP) program, citing a drastic reduction in and possible elimination of federal funding. According to the Kansas Department for Aging and Disability Services (KDADS), the state had planned to reinstate the program on July 1 after several years of inactivity. Instead, Kansas is now withdrawing from the program altogether. For many Kansans, this decision represents a significant missed opportunity. The MFP program was created to help states rebalance their long-term services and supports systems by making it easier for people to move from institutional settings, such as nursing facilities, back into homes and communities. The program provided funding for critical transition expenses, including home modifications, furniture, bedding, kitchen supplies, and other necessities that help make community living possible. At its core, MFP recognized a simple truth: most people want to live in their own homes and communities, not institutions. Research consistently shows that older adults overwhelmingly prefer to age in place. In an AARP survey, 75 percent of older adults reported wanting to remain in their homes as they age. Yet many feel they will eventually have no choice but to move into a facility because the supports needed to remain at home are unavailable or unaffordable. Programs like MFP help bridge that gap. When people remain in nursing facilities despite being able to live safely in the community, there are consequences, not only for the individual, but for the state as a whole. First, individuals lose autonomy and control over their daily lives. Living in the community allows people to decide when they wake up, what they eat, who they spend time with, and how they participate in their neighborhoods. These choices may seem small, but they are fundamental to dignity and quality of life. Second, unnecessary institutionalization can contribute to social isolation. People living in their own homes can remain connected to friends, family, faith communities, volunteer opportunities, and local activities. Community integration promotes both physical and emotional well-being. Third, keeping people in nursing facilities when they could thrive in the community often comes at a higher cost to the Medicaid system. Home and community-based services are frequently less expensive than institutional care while also aligning with what most people prefer. Helping individuals remain in the least restrictive setting can benefit both taxpayers and the people receiving services. Finally, programs like MFP help remove barriers that prevent people from exercising their right to choose where they receive care. Transitioning from a nursing facility to the community is often not as simple as opening the front door and leaving. Many individuals need assistance securing housing, obtaining household items, modifying their homes for accessibility, or coordinating services. Without dedicated funding and support, these barriers can become insurmountable. Kansas has made progress over the years in expanding home and community-based services, but significant challenges remain. Housing shortages, workforce shortages among direct care workers, and waiting lists for services continue to make community living difficult for many people. The loss of Money Follows the Person means one fewer tool available to help Kansans return home.
The Kansas Capitol's second-floor rotunda features various flags, murals, and statues.
By Barb Conant May 1, 2026
2026 legislative wrap-up for long-term care advocates in Kansas.